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Ironhead Sportster Motorcycle Talk (1957-1985) For all those that wanna talk about Ironhead Sportster Motorcycles

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  #1  
Old 4 Weeks Ago
kmul kmul is offline
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Default antique plates and insurance

is it cheaper to insure a bike with antique plates? I pay 75 to insure my 98rk. have never gone the antique route before. saw a post awhile ago here about someone insuring about 6 antique bikes for about 200? or so a year. thought maybe it was 60w? have progressive on the rk. 60w, if that was you, what company? in Arkansas there is an initial cost to register antique but then it never expires. i wish i could just insure me as the driver as i cant drive everything at once, but the insurance lobbyists would go nuts.
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  #2  
Old 4 Weeks Ago
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Yes, Ive 6 insured right now with Progressive, costs me
145.00 per year for all, with 5 year Antique plates.
Here in TX they only let us do the 5 year thing.
One of mine is a 89 Heritage rest are Ironheads.
Been using Progressive about 6/7 years,have two pickups and one motorhome
with them also.. so that effects pricing I'm sure. (all have antique tags)
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  #3  
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Bwf347 Bwf347 is offline
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Quote:
Originally Posted by kmul View Post
is it cheaper to insure a bike with antique plates? I pay 75 to insure my 98rk.
75 a month or year?! I've been looking into this to for my ironhead. Even though mine is an 81 I think anything over 30 years old falls into this category?

Wow we get bent over in Michigan. I'm at about $400 a year per bike. And that's no collision, no comprehensive and a clean record.

Interesting....
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  #4  
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kmul kmul is offline
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Default

75 a year for the rk. minimum arkansas coverage. online price at progressive last year. I have clean driving record and decades of motorcycle endorsement. still 60w has me beat big time. I will have to check with progressive on the antique plates to see whats up with that. for my car and pickups have used usaa for years. appreciate the info 60w, thanks.
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in PA you don't need annual inspection w/antique tags,but you can't ride at night either.
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antique plates are the best for insurance and mine is full coverage
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Jeez, I pay WAAAY more than 145/year here in California. I too pay for multiple bikes and the only way out of that is to purchase a bond which will cover anything you ride or drive. Check out the DMV site in your state to find out the requirements and limitations. Some states don't allow it and some bonds only cover damage to other vehicles, property and people.

It's a scam and the insurance companies know it and have you by the balls.
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I pay $83 a month for full replacement cost and comprehensive on 5 bikes. Sounds like I should shop around too.
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I've long had 6 or 8 bikes insured with Hagerty. Couple hundred a year, insured against most everything.
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