The Sportster and Buell Motorcycle Forum - The XLFORUM®
 

Go Back   The Sportster and Buell Motorcycle Forum - The XLFORUM® > SPORTSTER MOTORCYCLE & BUELL MOTORCYCLE FORUM - GENERAL DISCUSSION > Riding with disability
XLF Blogs XLF Arcade XLF Disclaimer/Privacy Statement/Terms Of Use

Notices

Riding with disability Discussions on how to ride with minor or major disabilities.

Active Threads
0 Hot Chicks on Hot Bikes
Last Post: Graywolf
Posted On: 3 Minutes Ago
Replies: 9,218
Views: 1,377,068
0 Hello from Tacoma
Last Post: Yakcm2
Posted On: 10 Minutes Ago
Replies: 13
Views: 160
0 about time Had it 2 Years
Last Post: Folkie
Posted On: 11 Minutes Ago
Replies: 2
Views: 11
0 Howdy y'all
Last Post: jharback
Posted On: 23 Minutes Ago
Replies: 12
Views: 200
0 Troy Corser racing 1929 BMW R57 Compressor at Goodwood Revival
Last Post: Four Speed
Posted On: 26 Minutes Ago
Replies: 4
Views: 141
0 975, 1250, LiveWire production dates?
Last Post: Nibelungen
Posted On: 27 Minutes Ago
Replies: 4
Views: 160
0 Anyone put speakers on their Sporty? Reccomendations?
Last Post: Nibelungen
Posted On: 32 Minutes Ago
Replies: 1
Views: 39
0 Official XL Forum Random Image Thread (NO NUDITY!)
Last Post: Stairman
Posted On: 43 Minutes Ago
Replies: 41,552
Views: 6,388,488
0 This is gonna hurt.
Last Post: r4fthrs
Posted On: 1 Hour Ago
Replies: 7,502
Views: 1,380,393
0 If things werent bad enough, now invisable cars too
Last Post: dodgetrucken
Posted On: 1 Hour Ago
Replies: 1
Views: 35
0 Gravydog crashed again.
Last Post: IXL2Relax
Posted On: 1 Hour Ago
Replies: 47
Views: 1,073
0 Roads I'd like to ride.
Last Post: Stairman
Posted On: 1 Hour Ago
Replies: 463
Views: 21,838
0 New England 2018
Last Post: mick42
Posted On: 1 Hour Ago
Replies: 180
Views: 9,844
0 Look Ma - No Hands - BMW
Last Post: IXL2Relax
Posted On: 1 Hour Ago
Replies: 2
Views: 87
0 How to install a rear chain tensioner (and where) ?
Last Post: Folkie
Posted On: 1 Hour Ago
Replies: 2
Views: 46
0 Sizing cylinders too pistons
Last Post: Yakcm2
Posted On: 1 Hour Ago
Replies: 30
Views: 1,171
0 Crusty's Travels
Last Post: Crusty
Posted On: 1 Hour Ago
Replies: 1,588
Views: 162,756
0 Roaming around Wyoming
Last Post: John Harper
Posted On: 2 Hours Ago
Replies: 9
Views: 217
0 Nescessary Tool Kit
Last Post: wedge
Posted On: 2 Hours Ago
Replies: 31
Views: 1,169
0 ***DK Custom Products Floorboards~Sportste r~Dyna~Softail***
Last Post: DK Custom
Posted On: 3 Hours Ago
Replies: 3
Views: 154
0 Iree's jukbox joint
Last Post: rokytnji
Posted On: 3 Hours Ago
Replies: 4,876
Views: 268,325
0 Sweetwater BBQ and Campout and Swapmeet with Bands
Last Post: rokytnji
Posted On: 3 Hours Ago
Replies: 7
Views: 461
0 Hottie of the day, no nudity.
Last Post: Stairman
Posted On: 4 Hours Ago
Replies: 8,060
Views: 620,780
0 Big thanks to Aaron and Hammer
Last Post: rj2
Posted On: 4 Hours Ago
Replies: 7
Views: 423
0 Headlight Modulator
Last Post: MidnightExpress
Posted On: 4 Hours Ago
Replies: 109
Views: 16,667
0 Missing generator oil deflector
Last Post: ryder rick
Posted On: 4 Hours Ago
Replies: 5
Views: 134
0 Boardtracker Project
Last Post: zipdog
Posted On: 5 Hours Ago
Replies: 553
Views: 99,721
0 My '08 short chop
Last Post: Dudepants
Posted On: 5 Hours Ago
Replies: 148
Views: 20,117
0 ‘17 Roadster no start...
Last Post: ADK XL
Posted On: 6 Hours Ago
Replies: 39
Views: 1,962
0 You asked for it! "The Tess' Coffee Thread"
Last Post: sportytrace
Posted On: 6 Hours Ago
Replies: 10,290
Views: 693,184
More...
Members Birthdays
Sponsored Links
Reply
 
Share Thread Tools Display Modes
  #1  
Old 2nd May 2018
OliverH OliverH is offline
Biker
 
Join Date: May 2018
Posts: 1
Sportster/Buell Model: Iron
Sportster/Buell Year: 2017
Reputation: 10
OliverH is an unknown quantity at this point
Default Accident at work - still riding though! +quick tax question

Hi all

A few weeks back I had a very slight accident at work that's left most the bone in my left leg shattered. I was gutted going to the hospital from that because I had to leave my bike at work, but a few weeks later and I'm back on it! It's definitely a challenge but I'm coping well - definitely could've come out worse! Anyway I was hoping someone could answer a quick question for me - I am currently on paid leave because I can't work properly, and I was wondering if that is taxed as normal? I'm on about 60% of my normal wages according to this after tax calculator and my wallet is starting to shrink very quickly. I was wondering if there was any benefits I would be able to claim temporarily, or some advice to help me get my living costs down? I don't want to break into savings or get the credit card out because I know that'll just make a bigger problem than it's worth. Hoping someone can help me out though

Thanks in advance!
Reply With Quote
  #2  
Old 2nd May 2018
Bone's Avatar
Bone Bone is offline
Senior Master Custom Bike Builder
 
Join Date: Jun 2009
Location: Medford, NJ
Posts: 10,708
Sportster/Buell Model: 1200Lr
Sportster/Buell Year: 2007
Sportster/Buell Model #2: FLHP
Sportster/Buell Year #2: 2016
Other Motorcycle Model: 13 Guzzi V7 / 11 Duc 696
Other Motorcycle Year: 2013
Reputation: 3026604
Bone has a reputation beyond reputeBone has a reputation beyond reputeBone has a reputation beyond reputeBone has a reputation beyond reputeBone has a reputation beyond reputeBone has a reputation beyond reputeBone has a reputation beyond reputeBone has a reputation beyond reputeBone has a reputation beyond reputeBone has a reputation beyond reputeBone has a reputation beyond repute
Default

I think you'll have to check with your employer regarding the disability pay and how it is taxed. I would expect it to be taxed normally though and the benefit simply isn't full salary. That's why some places offer additional disability insurance, or people pay for it themselves (think AFLAC and those commercials with the annoying duck or swan or whatever the heck it is).

If you itemize come tax time, and continue to do so under the new tax act, you MAY be able to deduct your medical expenses, at least any that exceed 7.5% of your income for the year. That might be a small help. But then again hopefully your out of pocket isn't that much on the medical side, especially if it's Workman's Comp (which I kinda assume that's what taking care of both the medical and disability payments).

But I think that right now you're going to want to try and shrink your expenses if you can.

Oh and sorry to hear - and HEAL WELL!
Reply With Quote
  #3  
Old 2nd May 2018
ParrotHead's Avatar
ParrotHead ParrotHead is offline
I am the great Cornholio!
 
Join Date: Aug 2006
Location: Near Philly
Posts: 7,498
Sportster/Buell Model: 1200R
Sportster/Buell Year: 2006
Sportster/Buell Model #2: 1200R
Sportster/Buell Year #2: 2007
Other Motorcycle Model: Suzuki GT550
Other Motorcycle Year: 1974
Reputation: 5929153
ParrotHead has a reputation beyond reputeParrotHead has a reputation beyond reputeParrotHead has a reputation beyond reputeParrotHead has a reputation beyond reputeParrotHead has a reputation beyond reputeParrotHead has a reputation beyond reputeParrotHead has a reputation beyond reputeParrotHead has a reputation beyond reputeParrotHead has a reputation beyond reputeParrotHead has a reputation beyond reputeParrotHead has a reputation beyond repute
Default

A shattered leg does not seem like a slight accident however glad to hear you are up and about.

As Bone said, check with your employer and possibly even a tax accountant in your state.

However, doing a quick google search, it depends on who paid for the disability insurance. If your employer paid for it then it likely is taxable because it is a benefit you receive from work. If you paid for it then it may not be taxable because you paid for the coverage with after tax dollars.
__________________
Check out my Blog for my trip reports:

"I won't be wronged, I won't be insulted, and I won't be laid a hand on. I don't do these things to other people and I require the same from them."
John Wayne - "The Shootist"

Click here for the Sportsterpedia! for technical information & advice
Reply With Quote
  #4  
Old 2nd May 2018
r4fthrs's Avatar
r4fthrs r4fthrs is offline
Flat Track Champion
 
Join Date: Nov 2009
Location: Rolling hills of S. IN
Posts: 633
Sportster/Buell Model: 1200 Custom
Sportster/Buell Year: 07
Reputation: 1279692
r4fthrs has a reputation beyond reputer4fthrs has a reputation beyond reputer4fthrs has a reputation beyond reputer4fthrs has a reputation beyond reputer4fthrs has a reputation beyond reputer4fthrs has a reputation beyond reputer4fthrs has a reputation beyond reputer4fthrs has a reputation beyond reputer4fthrs has a reputation beyond reputer4fthrs has a reputation beyond reputer4fthrs has a reputation beyond repute
Default

If it was an accident at work and it was due to negligence on the part of your employer or a subcontractor, then aside from your normal workman's comp and medical expenses you could be due other compensation. This could equal or exceed your offset or loss during this time. If you were at fault or violated safety regulations then pushing the issue could result in losing your job (legally).

If this work related accident resulted in transport and hospitalization they would be required to notify OSHA (or your Sates equivalent) within 24 hours. If the OSHA investigator finds any actionable violations it will greatly increase your success. It may require an attorney, if so make sure it is one specializing in work related injury and gives a free initial consultation. They should waive all payment unless they get a settlement and usually the fee is 30-33% of the settlement (some tack on expenses so be sure to ask that).

Keep a detailed log of all expenses that were out of pocket and you wouldn't normally incur, as well as any decreases in life style or other inconveniences as a result of the injury. Some states are strict liability and will only pay financial loss while others compensate for pain and suffering. This is all the stuff a good attorney will know (or you could research).

I am not a lawyer (but would like to play one on TV), but seriously I have a degree in law and worked as a paralegal investigator and deputy coroner so I have had some experience. Good luck, keep detailed records and don't sign anything from the company, insurance company or accept any compensation until your injury is completely healed. If they pressure you then get an attorney.
__________________
Armed you are a citizen, unarmed a subject.
Fear the government who fears your guns.
An armed society is a polite society.
Reply With Quote
Reply

Bookmarks


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump



Sponsored Links
All times are GMT +1. The time now is 20:21.


Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2018, vBulletin Solutions Inc.
XL Forum® - Linson Media LLC