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  #1  
Old 9th July 2019
Akdawg Akdawg is offline
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Default Washington Insurance Requirement

Up until this year Washington state didn't require insurance on motorcycles. That has changed, as of July 28 motorcycles must now carry proof of insurance to state minimum. This includes those traveling from other states
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Old 9th July 2019
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O wow that's crazy on both ends. I can't believe that u didn't have to have insurance & also I can't believe u wouldn't insure your scooter. Lol mine was $100/yr rather it was full coverage or liability. My insurance lady told me "well... I'm going to recommend full coverage" lol.

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Old 9th July 2019
Akdawg Akdawg is offline
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All mine are insured as are most guys I know, apparently many aren't. The reasoning according to the bill sponsor was there were a few M/C accidents without financial ability to cover. Got the attention of a couple lawmakers.....
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Old 9th July 2019
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Originally Posted by Akdawg View Post
All mine are insured as are most guys I know, apparently many aren't. The reasoning according to the bill sponsor was there were a few M/C accidents without financial ability to cover. Got the attention of a couple lawmakers.....
That makes sense.

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Old 9th July 2019
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The new Washington law exempts motorcycles that are registered as collector vehicles.
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Old 9th July 2019
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The new Washington law exempts motorcycles that are registered as collector vehicles.
Be careful with that, the law states along with club events, shows etc. "occasional pleasure driving" who knows what the local LEO interprets as occasional
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Old 9th July 2019
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Where I live we have a 'legal liability'. It's mandatory to be insured, if not you will be fined for a much higher amount than the cost of a year of insurance. It's about $100 a year.
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Old 9th July 2019
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Originally Posted by Akdawg View Post
Be careful with that, the law states along with club events, shows etc. "occasional pleasure driving" who knows what the local LEO interprets as occasional
No worries. All of my bikes are registered as collector vehicles. The law is extremely vague and pretty much allows me to ride whenever. The law allows " test drives" and riding to and from "events" also the " non compensated pleasure of others". Remember I dont have to prove where or why I'm riding. LE must prove I'm violating the collector plate law. Good luck with that.
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Originally Posted by Whitewalls View Post
No worries. All of my bikes are registered as collector vehicles. The law is extremely vague and pretty much allows me to ride whenever. The law allows " test drives" and riding to and from "events" also the " non compensated pleasure of others". Remember I dont have to prove where or why I'm riding. LE must prove I'm violating the collector plate law. Good luck with that.
Just curious, since I live in a different country:
What happens if you (or anyone else who isn't insured) run into a car which and you were to blame. Can the car owner claim his damage to you directly? Does he have to go to court first?
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Old 9th July 2019
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Whitewalls Whitewalls is offline
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Quote:
Originally Posted by NLXL View Post
Just curious, since I live in a different country:
What happens if you (or anyone else who isn't insured) run into a car which and you were to blame. Can the car owner claim his damage to you directly? Does he have to go to court first?
The person at fault is definitely responsible for all damage. If it is minor damage than usually both parties exchange information and move along. If there is serious damage and injuries than it would most likely end up in court with lawyers arguing about who is at fault.
I ride very aware and defensive and feel confident that if I'm involved in an accident on my bike I will not be at fault.
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